20251016
Salam guys… its been a while… and many things have happened…
It occurred to me a few days ago that I haven’t been writing
blogs these days, and that I kinda miss it..
Previously I write as a means to vent out or to just rant about random things… it was also a coping mechanism for me to keep my sanity, help with my mental state and well-being…
Another benefit of writing that I had forgotten is on the importance of keeping record of things that happen so that I could reminisce and smile by myself in the years ahead when i read back what I had written, to remember the good, bad and everything in between.. it will definitely make me grin ear to ear…
And since lately I have been fairly free and not busy with
work, I reckon the timing couldn’t be more perfect for me to write something
today…
As usual, whatever comes to mind… no structure and nothing specific
1. Finances
I feel kinda embarrassed to be talking
about my finances to be honest… but who cares, this is for me and mine alone…
theres no reason for me to feel embarrassed… furthermore, its already happened and nothing I can do about it.. might as well just write it here as a memory…
so on this topic, it all started when my wife quit her job in March and I had
to be the sole provider for the family, paid for all the bills, food and
expenses… and truth be told I couldn’t afford it all by myself… so I did what I must…
I applied for a personal loan, and I sold my car… its not a decision that I would
simply make if there was no necessity for it… but after considering everything, I
knew I had to do it…
And thank God, I do believe it was the
right decision… now my monthly commitment has reduced, as the new loan tenure
is longer, and I have some money in bank for emergency… I even managed to apply
for ASB loan, and the money for the ASB loan repayment for the 1st
year has already been allocated… for the following years, I will just use the dividend
received in early January to pay for them… so I think this is a good and wise
financial decision… good job izuan.. pat on the back!! I have also paid for my
kids school annual fees for 2026… I thought since I have that extra money, might
as well spend it on the essentials like the schools annual fees.
We go to work together by bike, considering
the distance and the traffic to KLCC in the morning is a nightmare… I would
drop her at LRT pasar seni, and she will take the train to KLCC… if theres
time, and we leave the house early, I would send her to KLCC directly.. its
been 3 weeks and its all good so far… except for the day that I want to play
pickleball, then she will have to take train & KTM back to bandar puteri,
like yesterday…
Speaking of pickleball, I am playing with my work friends here at BV.. we have this tournament and Tengku Reza is the one who is making all the arrangements.. if it isn’t because of the tournament, I don’t think I wanna join them… I feel bad to ask my wife to take the train back home… so the tournament started yesterday and I played 2 games, lost 1 and won 1… it would’ve been nice if I had won both games but its okay.. better luck next round.. my partner is usop from PRS… I think it’s a good opportunity for me to socialize more with my colleagues, get to know them better, and maybe become friends with them… maybe…
I am not judging… their money, their decision… I know where I am at with my finances and desires, so RM30 is good enough for me…
Just to share, I bought new items for myself…well, not entirely for me though coz I bought the Trikings couch/sofa-bed that I have always wanted to place in the extra room that both my wife and I used as an office when we WFH… the couch is super comfy and I love it…
Another big purchase that I made recently is that I bought a 3HP Daikin inverter air-conditioner from Shopee… the AC was just delivered yesterday… and I am planning to have it installed this Saturday… I want to replace the existing 2hp Haier AC in my living room coz on hot days, I can barely feel the cool air… I know its quite reckless of me to buy the AC considering its not considered an essential item… but i dont care!!
Atleast I know I am not wasting the money on useless things… and I am using shopee pay later, so I don’t feel too shocked having to pay RM3.5k for the AC… payments are split to 6 payments of RM600 monthly…and its 0% interest... so I hope its fine… no more shopee paylater for me…
owh, while I am on the topic of money (boring kan asyik cakap pasal duit jer)… I have applied to withdraw my KWSP account 2 money for the house loan balance payment… my intention is that if this withdraw application is successful and the money is credited to the house loan account, I will not have to pay for the loan repayment for a few months… so that I could have some money saved… I am really not making hasty or silly decisions here… just trying to everything afloat, head above water, so to speak…
Last weekend I joined azhan dino ain and hairi on a hiking trip at bukit Gasing.. I don’t often go hiking so it was a nice experience… out of all of them , I am the least experienced I think… I even recorded some videos, compiled and uploaded them on youtube… here is the link https://youtu.be/2Sp9HpkITa8?si=uSuKNCWAieJLB_Jr
I had wanted to join them for the hike at
bukit kutu, but I couldn’t… I had to look after my kids since my wife had a
teambuilding event in Malacca that weekend… hopefully I can join them in their
next hiking trips..
