Salam,
My last post was in July 2018, where I talked about my life
etcetra.. it was back when I was still working for JMPEC at Ara Damansara and I
was stationed at Paka Terengganu for 5 months.
In the whole of 2019, I didn’t post a single entry. I just didn’t
feel like posting anything. Even as I am typing this, I do have the doubt if if
will complete it. But that’s besides the point.. whats important is that I keep
writing.
Truth be told, I have so many things on my mind.. it’s a clutter
inside my head..
so in order to make this post more organized, I will make a
list and go through it one by one.. so here it goes..
1.
Car accidents
2.
Hyperthetical thoughts of dying or TPD
3.
No work - interview
4.
Takaful
5.
Selling house
6.
Sublet business, digital marketing
7.
Return to Grab as last resort, family
expectation etc
8.
Adawiyah first teeth and Ukails first day of
schoole
Hahaha see its already 8 items here and I have so many more
in my head.. but never mind, I will talk about these first.. I have all the
time in the world.. well not really...
1. Car Accidents
On a Sunday evening of 15/12/2019 as I was driving from
Pontian to KL with my family, there was a massive traffic jam along PLUS
highway. I was driving my wife’s car Perodua Arus and as we were reaching the
Nilai Exit, my car was hit from behind by a Ford Fiesta.
When I drive, I would always
keep a safe distance from the car in front of me. So when the car in front hit
the emergency brake, I managed to slow my car in time. Unfortunately, the Ford behind
me probably didn’t keep a safe distance, and collided with me.
I was quite shocked but I knew there was no use for me to get
upset coz it was an accident and unintentional. The driver was a young girl
aged 23 but the car owner is her brother aged 24. Our Aruz did not sustain
substantial damage in my opinion, only denting to the rear bumper and mis
location of the rear-view camera, among other things.
Luckily my family and I didn’t
sustain any injury.
The ford on the other hand, had quite substantial damages.
As we were moving from the highway to Nilai Police Station to lodge a report,
the Ford couldn’t move as its temperature was high, probably the radiator was
broken. Despite the problem, both the ford owner and I managed to report the
accident at Plaza toll Seri Putra that night.
The next day my wife had to take EL as we need to send the car
to Body & Paint workshop for repair and submit for insurance claim. It has
been 3 weeks, her car is still at the workshop, waiting for some spare parts
which are yet to arrive. To me there’s no issue there as the longer the car is
at the workshop, the more LOU (Loss of Use) claim that we will get from the
insurance company.. haha..
hopefully, by this week, the repair will be done and
we could collect back our car ASAP.
2 weeks after that incident, it was my turn to be in a car
accident. My family and I were on our way from Bandar Kinrara to Serdang for
dinner. Our Perodua Axia was hit by a Lorry from the right-hand side. Luckily, I
was not driving fast and was on the slow lane.
1 or 2 seconds before impact I heard
a screeching sound from outside and swerved my car to the left to avoid the
lorry. Unfortunately, I didn’t manage to get out of its way and the collision happened.
I however managed to stop my car or else we would’ve fallen down to the drain
on the side.
The lorry drive was a Malay bloke aged 31, and knowing that
the accident was purely his fault, he apologized several times. He said his
lorry had problems with the braking or the transmission system. I honestly didn’t
care what was the issue as long as he acknowledged that it was his fault.
He did offer to repair my car and asked that I send my Axia
to his friends workshop at Seri Kembangan without reporting the accident to the
police, but my wife didn’t agree.. (hahaha.. I am too nice sometimes and always
want to help people when they ask nicely) but since my wife gave me a glare and
a disapproving look, I agreed to make the police report. The lorry couldn’t move
due to the transmission (gear) issue and was left on the side of the road.
My family and I didn’t sustain any injuries but my Axia was
quite badly damaged. On the same night, the lorry driver made a police report
at Sri Petaling Station.
I couldn’t lodge the report on the same night as I didn’t have
my driving license with me. Earlier that day I went to the gym and had left my
DL there in exchange for the locker so I could only report on the next day.
Now both our cars are at Body & Paint workshop for
repair. I had to take my Persona from Wangsa Maju and let my wife drive the
Persona. I will take the public transport to work.
2 2. Hypothetical thoughts of dying or TPD
Having experienced 2 car accidents in the span on 16 days, I
would be lying if I said the thought of dying never crossed my mind.
Being
someone who does overthink and likes to plan on things, I even imagined how it
would be like if I died or had Total Permanent Disability (TPD).
Well, truthfully, not so much on me dying actually but more
on if I had TPD.. coz if I’m dead then I’m dead, what more to do, right?
First think that comes to mind is, I will get my TPD
compensation from my Takaful certs which sum up to RM800k.
I would probably be paralyzed so there’s not much of
travelling that can be done. I would use the money to clear all my loans –
those that are not insured. Also my wife’s loans as well. Then the balance I
would probably put in ASB, ASB2, and other ASNB funds available. We will live
off of the dividend only. I think I will start writing more and hopefully
publish a book about life or about anything. I will probably spend whole lot of
time reading.
My wife will probably stop working as she would need to take
care of me and our kids. It would be a challenging life for her. If she decides
to leave me, I would not stop her though. I am not a selfish person and I would
understand. But I know that she won’t leave me... huhu...
But if she does leave me, then I will stay with my family at
Wangsa Maju then... quite a sad life but nevertheless, I’m still alive so just
live it la.
3. 3. No work – interview
Now lets talk about real life matters. I was recently let go
from my current work and I am currently serving the notice period. My last
working day is on 10/01/2020 which is this Friday. My boss has already given me
the letter and in the letter its mentioned that I would be compensated until
March of 2020.
Why am I being let go? According to my boss, he does not
think that this line of work is suitable for me. That is all I can say on
behalf of him. Yes I have made mistakes but they are never major mistakes and
have never costed major loss to the company IMO.
Yes I feel sad and disappointed, but I believe in Allah as
the provider of Rizq (sustenance/provision) and when a door closes, another
will open. And I believe everything that happened, happened for a reason and
Allah is the best planner for me and my family. As long as I keep working hard,
He will provide.
So I have been applying to many jobs on Jobstreets, Linked-in,
Adnexio, Glassdoor, Jobstore but I am yet to get any offer. I had an interview
scheduled last Saturday 04/01/2020 and I already went to the office, waited
there for 10 minutes or so but to my disappointment, I was told that the boss
who was going to interview me had an emergency matter and had to re-schedule. I
was quite upset for about a minute coz I had to drive from home on a Saturday
for the scheduled interview only to be told that it could not take place at the
very last minute…
but then I thought, there is no point in getting upset. It is
only re-scheduled, not cancelled… shit happens, so just pick up the pieces and
move on. I have already emailed the company asking to re-schedule the interview
to this coming Saturday 11/01/2020. So hopefully I will excel during the
interview and get the job. Insya-Allah, if its meant to be it will be.
4.
4. Takaful
I recently joined Zurich as a Takaful Agent since Dec 2019 and
I already have 6 clients so far. I have approached my office mates but only managed
to close 1 of them. Some are still thinking and considering. Well, let them
be.. its their decision. My job is to create the awareness and provide them with
the information, but the final say is theirs. What matters is that I have done
my part… nothing more that I can do but keep reminding and spreading the awareness
on the importance of Takaful.
Truth be told, I initially was approached by an AIA agency
to do Takaful. I even sat for the Takaful Basic Exem (TBE) under AIA and was
given the training by the AIA agency who are mostly Chinese. However I am a racist
person and felt that I connected more to the Zurich team which are all Malays.
My
Zurich leader is Hilmi, my work colleague from Infinite QL back in 2017. I am
not sure if it was the right decision to register under Zurich instead but I followed
my heart and I was more comfortable with Hilmi so that’s why I joined under
him. I do feel bad for the AIA Agency tho but oh well…
Hilmi’s leader who is also my leader is Izfar, who is an
Agency Manager. On 31/12/2019, he even picked me up from my house at Jalilmas
to go to Takaful Beginner class at Setia Alam. He dives a BMW. I believe that
was the 1st time I ever rode a BMW and I must admit I was a bit
Jakun but of course I tried not to show it too much… hahaha…
So on our way to Setia Alam and from Setia Alam back to
Jalilmas, we talked and I learned a few things about Izfar. He had started
doing Takaful since 2008. He did it part time for about 4 years before doing it
full time and now he is very comfortable. Although I don’t like to admit it, I was
impressed by him. Not only by his car or possessions, but by his attributes and
characters. He is someone whom I respect and aspire to become one day.
Insya-Allah, may Allah ease and show me the way.
5.
5. Selling house
Actually, I have been contemplating to sell my house in
Skudai since April of 2019, but to no luck, still no buyer up until now. It
might be the location or the price or something. I keep praying to Allah that
it will eventually get sold though.
Why do I want to sell the house, one might ask… its because
now my family are staying in KL and it would be difficult to manage the house,
to look for tenants, among other things. Also, after the house is sold, we will
have some cash to allow me to venture into small business or anything… or at
the very least, we can use the cash to sustain our life here in KL.
Yes I do feel attached and sayang to let go of the house as
it is our first house together but my wife and I discussed this and we both
agree that its for the best.
6. 6. Sublet business, digital marketing
I often saw the ads on FB on Digital Marketing so I actually
registered to attend the 2-hour free class. It was an okay experience and we
were made known on the importance of Digital Marketing in todays world. It is a
known fact and an undeniable truth. I am intrigued to join the full class which
will consist of 90 days to learn about FB marketing, Google ads, Youtube
marketing, Video making workshop, Search engine Optimizations among other
things.
The total cost is around RM3800 if I’m not mistaken. After completion
of the course, we will be given a certificate. I personally believe that the
course is very important for business owners to market their business. If I am
a business owner, I would not hesitate to join the course actually… but
considering my current circumstance, I have to be realistic and put it on hold
for now… Unless if my house gets sold immediately, then I would really consider
joining the classes.
Also on FB, I saw the ads for a free 2 hour class to do
Sublet Business, which I registered and attended on 25/12/2019. Almost all of
the things shown during the free class are the things that I already know. At
the end of the free class, the instructor said the full class will be a 2-day
class and it the price is RM1800… OK bye!!
I know that knowledge is never free… but I think its really too much to charge that amount for a 2-day class… and there is no certification and no guarantee that it will work… the best way to learn in this Sublet business is to actually do it on your own… to just jump and go through it all and learn the hard way… its always the best…
but in order for me to do that, I need some capital and
fund, and it goes back to me selling my Skudai House… again, may Allah ease and
show me the way.
7. 7. Return to Grab as last resort, family
expectation etc
As I said, I am a practical person and I do plan most of the
things in my life. Considering how things are at the moment I have to plan what
if I still don’t get offered any job by April of this year… My option would be
to back being a Grab driver.
Atleast its Halal job and if done right, the monthly income
would be enough for me to pay my monthly commitments and bills… but of course
this will be my last option though… I will keep applying for Engineering jobs
and at the same time promoting Takaful on my Social Media and actually
implementing my plans on how to find clients etcetra…
If my luck is heading towards that, I would have to face the
scrutiny and disappointment from my family and my in laws though… but then
again, everything that has happened is not my fault and there is no use to cry
over spilled milk… what I must do and what I will do is keep on living and
trying to find ways on how to better myself and to improve my life and my
family’s life… that’s really what matters… is that I never stop trying and
never stop working hard… everything else is in God’s hand.
8. 8. Adawiyah first teeth and Ukails first day of
school
Okay, enough about sad stuff… Just want to share here that
my daughter Adawiyah had her first teeth appeared about 2 – 3 days ago and she
is the cutest… there is no word that I can use to describe how much I love her…
she is such an adorable and manja child, cannot part from her mother even for a
minute…
Also to share here, today is Ukails first day of school. I
saw on FB other people post on facebook of their childrens first day of school…
I would rather post about it here coz its for my view only…
Earlier today, in the morning I sent Adawiyah to the
babysitter Tok Ma, then took Ukail to his school which is in the same block but
on GF… The lifts were all full and we had to take the stairs down from Level 10
to GF… Ukail didn’t complain but he kept saying “lepas ni tangga ni pulak” and “eh
ada tangga lagi”… alahai comel nyer anak bujang dedi ni… when we reached GF,
the school was yet to open, we had to wait about 5 minutes before the teacher
arrived… I hugged him and kissed him… told him to be good to the teachers and
learn ABC…
I love both my kids with every fiber of my being…
So I guess that is all from me for today… I started this
post from 10am and now its 12.30pm already…
Hahaha… its been a while so my writing is quite unpolished
and my typing is quite slow…
Till next time… later~~
